Hot Picks

AI-vetted picks: crashed companies whose fundamentals still hold up.

Earlier picks 3

Everything the screener has flagged before, most recent first.

APH

⚠ TRAP detected 2026-09-11 Fundamentals79/100

✗Avoid: Not really a crash — Amphenol did a 2-for-1 stock split on Sept 3, 2026, so the "-50.8%" price drop is a data artifact, not a business problem.

Fell -50.8% in 7 trading day(s) — now $80.25

I bought this

Full analysis & scorecard›

What's going on

Amphenol executed a stock split around September 3, 2026, which mechanically cuts the share price roughly in half (and adjusts share count up) without changing the value of the company at all; the screening tool appears to be comparing pre-split and post-split prices as if it were a real decline.

The case for it

This isn't a value trap in the classic sense (deteriorating fundamentals hidden behind a falling price), but it is a "trap" for anyone using this data feed: the -50.8% figure is misleading because a stock split makes the price look like it collapsed when nothing actually happened to the company's earnings, cash flow, or balance sheet. Before making any buy/sell decision, you need corrected, split-adjusted price and valuation data — the P/E, price targets, and "% below all-time high" figures shown here are likely stale or wrong because they don't account for the split.

What could go wrong

The biggest risk here isn't Amphenol's business — it's that you'd be trading on broken data. If you assumed a genuine 50% crash and bought expecting a bargain, you could be misjudging the true valuation (P/E, price-to-target, etc.), since those metrics need to be recalculated on a split-adjusted basis; separately, real-world commentary flagged the stock as trading above intrinsic value estimates even before the split, so it may not be as cheap as raw numbers suggest.

Fwd P/E 24.5Op margin 29.8%Rev growth 55.0%Debt/equity 120.4%Analyst upside 23.7%

How this scored 79/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 17.7%

✅ Generates cash Free cash flow $3.8B

✅ Not drowning in debt Debt/equity 120.4% (limit 200%)

✅ Can pay its bills Current ratio 1.9 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 24/25

Operating margin 29.8% 9/9

Net profit margin 17.7% 7/8

Return on equity 38.1% 8/8

Growth Is it getting bigger, or dying? 25/25

Revenue growth 55.0% 9/9

Earnings growth 59.3% 8/8

Expected profit change 63.7% 8/8

Value Is it cheap right now? 14/25

Forward P/E 24.5 5/10

PEG ratio 0.9 7/8

Analyst target upside 23.7% 3/7

Balance sheet Will it survive? 16/25

Debt / equity 120.4% 4/10

Current ratio 1.9 5/8

Free cash flow $3.8B 7/7

source · source · source

TBBK

⚠ TRAP detected 2026-09-10 Fundamentals70/100

✗Avoid: Avoid — its biggest fintech client is buying a rival bank charter, threatening to gut the core "banking-as-a-service" business the cheap valuation is based on.

Fell -26.1% in 4 trading day(s) — now $50.03

I bought this

Full analysis & scorecard›

What's going on

Shares fell over 20% after Chime, one of Bancorp's key fintech partners, announced an agreement to acquire Stride Bank for $590 million, raising concerns that it will consolidate operations away from The Bancorp. Analysts confirmed the fear directly: Chime's strategic direction "would ultimately necessitate a move away" from TBBK, and Block, the parent company of Cash App, has been pursuing its own bank charter too — suggesting this is a broader trend, not a one-off.

The case for it

The stock looks statistically cheap (12x trailing earnings, 6x forward earnings, high margins, high ROE) but those numbers describe a business model — renting out its bank charter to fintechs like Chime — that is now under direct threat as its biggest partners buy their own charters to cut out the middleman. A company that also had a prior accounting scandal (auditors refusing to sign off on 2022-2024 financials, later restated) has less credibility buffer when new bad news hits.

What could go wrong

If Chime and other fintechs migrate away, Bancorp's fee revenue and net interest income — the source of its 43.6% net margin and 29.6% ROE — could shrink materially, meaning the "cheap" trailing P/E is based on an earnings base that won't persist; the stock is also 68.6% below the average analyst price target, which usually signals analysts haven't caught up to the new reality rather than a genuine bargain.

Fwd P/E 6.2Op margin 59.7%Rev growth 0.4%Debt/equity —Analyst upside 68.6%

How this scored 70/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 43.6%

✅ Generates cash Free cash flow unknown

✅ Not drowning in debt Debt/equity unknown — exempt (banks run on leverage by design)

✅ Can pay its bills Exempt (financials)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 25/25

Operating margin 59.7% 9/9

Net profit margin 43.6% 8/8

Return on equity 29.6% 8/8

Growth Is it getting bigger, or dying? 14/25

Revenue growth 0.4% 2/9

Earnings growth 14.2% 5/8

Expected profit change 96.1% 8/8

Value Is it cheap right now? 23/25

Forward P/E 6.2 10/10

PEG ratio 1.1 6/8

Analyst target upside 68.6% 7/7

Balance sheet Will it survive? 8/25

Debt / equity unknown 3/10

Current ratio unknown 2/8

Free cash flow unknown 2/7

source · source · source · source · source

DLO

⚠ TRAP detected 2026-09-09 Fundamentals77/100

✗Avoid: Avoid — DLocal's profit margin per transaction keeps shrinking every single quarter, and that's the exact reason the stock keeps falling.

Declined -78.0% from its all-time high of $67.97 — now $14.95

I bought this

Full analysis & scorecard›

What's going on

The stock has never recovered from a 2022 short-seller report alleging accounting fraud, and more recently it keeps dropping on each earnings report because its "take rate" (how much profit it keeps per dollar processed) has been declining for six straight quarters, most recently gross margin fell from 39% to 32% year-over-year.

The case for it

On paper DLO looks great: 55% revenue growth, 41% return on equity, tons of cash, almost no debt, and a cheap forward P/E of 13. But this is exactly the kind of stock where the headline growth numbers hide a business getting structurally less profitable per transaction as it wins bigger merchants and more "local-to-local" payment volume at lower margins.

What could go wrong

The core risk is that take-rate compression isn't a one-time event — it's happened every quarter for over a year as DLocal grows by taking on lower-margin business, meaning the profitable numbers you're looking at (16% operating margin, 15% net margin) are already stale and likely headed lower, which is precisely why the market keeps selling the stock on every earnings report despite strong top-line growth.

Fwd P/E 13.1Op margin 16.1%Rev growth 55.8%Debt/equity 12.5%Analyst upside 25.1%

How this scored 77/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 15.0%

✅ Generates cash Free cash flow $407M

✅ Not drowning in debt Debt/equity 12.5% (limit 200%)

✅ Can pay its bills Current ratio 1.2 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 20/25

Operating margin 16.1% 6/9

Net profit margin 15.0% 6/8

Return on equity 41.3% 8/8

Growth Is it getting bigger, or dying? 25/25

Revenue growth 55.8% 9/9

Earnings growth 28.6% 8/8

Expected profit change 68.2% 8/8

Value Is it cheap right now? 14/25

Forward P/E 13.1 8/10

PEG ratio unknown 2/8

Analyst target upside 25.1% 3/7

Balance sheet Will it survive? 18/25

Debt / equity 12.5% 10/10

Current ratio 1.2 1/8

Free cash flow $407M 7/7

source · source · source · source

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