Hot Picks

AI-vetted picks: crashed companies whose fundamentals still hold up.

Earlier picks 3

Everything the screener has flagged before, most recent first.

DLO

🔥 HOT detected 2026-09-28 Fundamentals78/100

✓Buy: Buy — cash-rich, fast-growing payments firm trading cheap after old fraud scares proved unfounded and margins are stabilizing.

Declined -79.3% from its all-time high of $67.97 — now $14.08

I bought this

Full analysis & scorecard›

What's going on

The stock cratered in 2022-2023 after short-seller Muddy Waters alleged accounting fraud in emerging markets like Argentina; independent audit committee reviews found no wrongdoing, but the stock never recovered as investors kept fearing further reports and watched gross margins compress from competition and a shift toward larger, lower-margin enterprise clients.

The case for it

DLocal still processes payments for big global names (Amazon, Nike, Uber) in hard-to-serve emerging markets, and its revenue is still growing over 55% a year with very little debt and lots of cash. Management just started a $300 million buyback and its first-ever dividend, which is not something a company facing real fraud or collapse typically does. At a forward P/E of about 12x versus 55%+ revenue growth, and with analysts' average price target roughly 35-48% above today's price, the market seems to be pricing in permanent margin decay rather than crediting the company for still being a fast-growing, profitable business.

What could go wrong

Gross margins have genuinely fallen from ~53% (2021) to ~37% (2025) due to real competitive pressure and a strategic pivot to larger, lower-take-rate merchants, and about 61% of revenue is concentrated in its top 10 merchants — losing even one could hurt results significantly; the fraud allegations were also never 100% conclusively disproven to skeptics, so headline risk from future short reports remains real.

Fwd P/E 12.3Op margin 16.1%Rev growth 55.8%Debt/equity 12.5%Analyst upside 33.5%

How this scored 78/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 15.0%

✅ Generates cash Free cash flow $407M

✅ Not drowning in debt Debt/equity 12.5% (limit 200%)

✅ Can pay its bills Current ratio 1.2 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 20/25

Operating margin 16.1% 6/9

Net profit margin 15.0% 6/8

Return on equity 41.3% 8/8

Growth Is it getting bigger, or dying? 25/25

Revenue growth 55.8% 9/9

Earnings growth 28.6% 8/8

Expected profit change 68.2% 8/8

Value Is it cheap right now? 15/25

Forward P/E 12.3 9/10

PEG ratio unknown 2/8

Analyst target upside 33.5% 4/7

Balance sheet Will it survive? 18/25

Debt / equity 12.5% 10/10

Current ratio 1.2 1/8

Free cash flow $407M 7/7

source · source · source · source · source

ZM

🔥 HOT detected 2026-09-28 Fundamentals75/100

✓Buy: Buy — a hugely profitable, debt-free cash machine trading at 8x earnings mainly because growth is slow, not because the business is breaking.

Declined -84.0% from its all-time high of $559.00 — now $89.71

I bought this

Full analysis & scorecard›

What's going on

The stock is down 84% from its 2020 pandemic bubble peak (that peak was never realistic), but the recent slide is from a Q2 FY2027 earnings report that actually beat guidance and raised full-year revenue outlook; the stock fell mainly because management flagged its smaller "Online" self-serve segment would be flat instead of slightly growing due to AI changing how people find software.

The case for it

Zoom still earns a 65% net profit margin and 32% return on equity, has $7.25B in cash against just $60M in debt, generates almost $2B in free cash flow a year, and is buying back stock — none of that screams "business in decline." The Enterprise side (62% of revenue) actually grew 7.8%, its fastest pace in three years, driven by AI products like its Virtual Agent, and analysts still see meaningfully more upside than today's price. This isn't a collapsing company; it's a mature, wildly profitable one the market refuses to pay a growth multiple for, which is exactly the setup value investors look for.

What could go wrong

Total revenue growth is only ~4.9%, near-stagnant, and the "Online"/self-serve segment (people signing up for Zoom on their own) is now expected to be flat as AI search tools change how customers discover software — if that spreads to the bigger Enterprise segment, the growth story could stall entirely, and insiders have been steadily selling stock (~$97.6M over the past year with no buying) which is a mild warning sign about how management views the price.

Fwd P/E 14.1Op margin 24.6%Rev growth 4.9%Debt/equity 0.5%Analyst upside 31.8%

How this scored 75/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 65.2%

✅ Generates cash Free cash flow $2.0B

✅ Not drowning in debt Debt/equity 0.5% (limit 200%)

✅ Can pay its bills Current ratio 3.8 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 25/25

Operating margin 24.6% 9/9

Net profit margin 65.2% 8/8

Return on equity 32.1% 8/8

Growth Is it getting bigger, or dying? 11/25

Revenue growth 4.9% 3/9

Earnings growth 342.3% 8/8

Expected profit change -41.1% 0/8

Value Is it cheap right now? 14/25

Forward P/E 14.1 8/10

PEG ratio 2.5 2/8

Analyst target upside 31.8% 4/7

Balance sheet Will it survive? 25/25

Debt / equity 0.5% 10/10

Current ratio 3.8 8/8

Free cash flow $2.0B 7/7

source · source · source · source

ARIS

🔥 HOT detected 2026-09-25 Fundamentals82/100

✓Buy: Buy — a fast-growing, cash-rich gold miner in a modest pullback, not a company-specific crash, trading far below analyst targets.

Declined -97.9% from its all-time high of $877.88 — now $18.65

I bought this

Full analysis & scorecard›

What's going on

The "97.9% below all-time high" figure is a red herring from 2010 data before this company (formerly Gran Colombia/GCM Mining) was restructured and renamed; the real recent move is just a 12% dip from a 30-day high, likely tied to a broader gold-price/market pullback rather than any Aris-specific bad news.

The case for it

Aris Mining is a real, growing gold producer in Colombia (Segovia, Marmato) with production up 31% in H1 2026, revenue up over 60%, strong margins, nearly $426M in cash versus modest debt, and record quarterly profits. It just got named to the TSX30 for a 563% three-year gain, and analysts have price targets roughly double the current price, so the "cheapness" looks like a real gap rather than a warning sign.

What could go wrong

Gold miners are volatile and exposed to commodity price swings, and this company is spending heavily ($120M+/quarter) on expansion projects (Marmato CIP plant, Toroparu) that could face delays or cost overruns; if gold prices fall or Colombian operations face disruption, the growth story could stall.

Fwd P/E 6.3Op margin 47.8%Rev growth 62.3%Debt/equity 28.7%Analyst upside 98.4%

How this scored 82/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 22.4%

✅ Generates cash Free cash flow $121M

✅ Not drowning in debt Debt/equity 28.7% (limit 200%)

✅ Can pay its bills Current ratio 1.9 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 23/25

Operating margin 47.8% 9/9

Net profit margin 22.4% 8/8

Return on equity 19.1% 6/8

Growth Is it getting bigger, or dying? 19/25

Revenue growth 62.3% 9/9

Earnings growth unknown 2/8

Expected profit change 112.5% 8/8

Value Is it cheap right now? 19/25

Forward P/E 6.3 10/10

PEG ratio unknown 2/8

Analyst target upside 98.4% 7/7

Balance sheet Will it survive? 21/25

Debt / equity 28.7% 10/10

Current ratio 1.9 5/8

Free cash flow $121M 7/7

🔒

33 more picks — AI-vetted, waiting for you

The Free plan shows 3 picks. Upgrade to Pro to see every pick, the full screener, insider trades, portfolio tracking and Telegram alerts.

Unlock all picks — $29/mo