TAL Education Group (TAL): one to watch?

A real turnaround story (30%+ growth, profitable, $2.9B cash) but China regulatory/legal overhang keeps this from being a clear buy.

👀 WATCH Fundamentals74/100

Down 86% from its all-time high of $90.15 — now $12.23

Why TAL dropped

The stock's 86% collapse from 2021 highs was caused by China's "Double Reduction" policy that banned TAL's core for-profit K-9 tutoring business overnight; it has stayed low since as the company rebuilt around enrichment courses and AI learning devices, and is now near its 30-day high, not in a fresh crash.

Fwd P/E 10.2Op margin 18.1%Rev growth 31.9%Debt/equity 9.9%Analyst upside 34.7%

How this scored 74/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 28.4%

✅ Generates cash Free cash flow $423M

✅ Not drowning in debt Debt/equity 9.9% (limit 200%)

✅ Can pay its bills Current ratio 1.7 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 22/25

Operating margin 18.1% 7/9

Net profit margin 28.4% 8/8

Return on equity 23.7% 7/8

Growth Is it getting bigger, or dying? 17/25

Revenue growth 31.9% 9/9

Earnings growth 1360.0% 8/8

Expected profit change -26.7% 0/8

Value Is it cheap right now? 14/25

Forward P/E 10.2 9/10

PEG ratio 2.8 1/8

Analyst target upside 34.7% 4/7

Balance sheet Will it survive? 21/25

Debt / equity 9.9% 10/10

Current ratio 1.7 4/8

Free cash flow $423M 7/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-09-28. Research only — not financial advice.