TAL Education Group (TAL): one to watch?

Genuine turnaround from a 2021 China regulatory ban is real and profitable now, but China policy risk and slowing growth keep it a hold, not a slam-dunk buy.

👀 WATCH Fundamentals73/100

Down 86% from its all-time high of $90.15 — now $12.40

Why TAL dropped

TAL's stock collapsed in 2021 when China banned for-profit K-9 academic tutoring; it has since rebuilt around non-academic enrichment, learning devices (hardware), and international education, and is now growing revenue 27-38% YoY with real GAAP/non-GAAP profits.

Fwd P/E 10.6Op margin 18.1%Rev growth 31.9%Debt/equity 9.9%Analyst upside 30.0%

How this scored 73/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 28.4%

✅ Generates cash Free cash flow $423M

✅ Not drowning in debt Debt/equity 9.9% (limit 200%)

✅ Can pay its bills Current ratio 1.7 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 22/25

Operating margin 18.1% 7/9

Net profit margin 28.4% 8/8

Return on equity 23.7% 7/8

Growth Is it getting bigger, or dying? 17/25

Revenue growth 31.9% 9/9

Earnings growth 1360.0% 8/8

Expected profit change -26.8% 0/8

Value Is it cheap right now? 13/25

Forward P/E 10.6 9/10

PEG ratio 2.9 0/8

Analyst target upside 30.0% 3/7

Balance sheet Will it survive? 21/25

Debt / equity 9.9% 10/10

Current ratio 1.7 4/8

Free cash flow $423M 7/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-09-07. Research only — not financial advice.