Sezzle Inc. (SEZL): one to watch?

Business is still growing fast and profitable, but it crashed because growth is decelerating from extreme highs — priced for perfection risk remains.

👀 WATCH Fundamentals91/100

Fell 28% in 7 trading day(s) — now $128.96

$196$1.2 peak $189 2023202420252026

Why SEZL dropped

Sezzle beat Q2 2026 earnings and raised full-year guidance, but the stock cratered because management guided second-half revenue growth to slow to roughly 30% from 51.7%, disappointing a stock that had run up hard and was already drawing overvaluation downgrades.

Fwd P/E 19.4Op margin 57.2%Rev growth 51.7%Debt/equity 52.4%Analyst upside 30.3%
How this scored 91/100
✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.
Makes money Net profit margin 30.3%
Generates cash Free cash flow $101M
Not drowning in debt Debt/equity 52.4% — exempt (banks run on leverage by design)
Can pay its bills Exempt (financials)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 25/25
Operating margin 57.2% 9/9
Net profit margin 30.3% 8/8
Return on equity 88.9% 8/8
Growth Is it getting bigger, or dying? 25/25
Revenue growth 51.7% 9/9
Earnings growth 50.0% 8/8
Expected profit change 45.4% 8/8
Value Is it cheap right now? 18/25
Forward P/E 19.4 6/10
PEG ratio 0.1 8/8
Analyst target upside 30.3% 4/7
Balance sheet Will it survive? 23/25
Debt / equity 52.4% 8/10
Current ratio 4.0 8/8
Free cash flow $101M 7/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-08-17. Research only — not financial advice.