Seacoast Banking Corporation of Florida (SBCF): one to watch?

Not a crash story at all — it's a stable, slow-growing regional bank near normal price levels, but weak profitability caps the upside.

👀 WATCH Fundamentals61/100

Down 78% from its all-time high of $151.00 — now $33.04

Why SBCF dropped

The scary "-78% from all-time high" refers to a 2006 peak, before the 2008 financial crisis wiped out most bank stocks industry-wide — that's ancient history, not something happening now. Recently the stock is actually up double digits year-to-date and only 8.6% off its 30-day high, with Q2 2026 earnings beating estimates and the board buying back stock.

Fwd P/E 11.9Op margin 48.8%Rev growth 38.3%Debt/equity —Analyst upside 12.1%

How this scored 61/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 23.8%

✅ Generates cash Free cash flow unknown

✅ Not drowning in debt Debt/equity unknown — exempt (banks run on leverage by design)

✅ Can pay its bills Exempt (financials)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 17/25

Operating margin 48.8% 9/9

Net profit margin 23.8% 8/8

Return on equity 6.1% 0/8

Growth Is it getting bigger, or dying? 21/25

Revenue growth 38.3% 9/9

Earnings growth 9.7% 4/8

Expected profit change 80.0% 8/8

Value Is it cheap right now? 15/25

Forward P/E 11.9 9/10

PEG ratio 1.6 5/8

Analyst target upside 12.1% 1/7

Balance sheet Will it survive? 8/25

Debt / equity unknown 3/10

Current ratio unknown 2/8

Free cash flow unknown 2/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-09-02. Research only — not financial advice.