monday.com Ltd. (MNDY): a likely value trap?

Avoid — the crash reflects a structural slowdown (broken self-serve channel, decelerating net-new revenue) that is still worsening, not a one-off panic.

⚠ TRAP Fundamentals74/100

Down 80% from its all-time high of $379.81 — now $76.05

Why MNDY dropped

Monday.com has cut guidance repeatedly through 2026, withdrew its 2027 targets, and management admitted its self-serve "no-touch" customer channel is structurally broken rather than temporarily weak; just this week J.P. Morgan downgraded the stock again citing slowing net-new recurring revenue and workforce cuts.

Fwd P/E 11.4Op margin 5.5%Rev growth 21.9%Debt/equity 38.4%Analyst upside 43.2%

How this scored 74/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 8.9%

✅ Generates cash Free cash flow $285M

✅ Not drowning in debt Debt/equity 38.4% (limit 200%)

✅ Can pay its bills Current ratio 1.5 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 9/25

Operating margin 5.5% 2/9

Net profit margin 8.9% 4/8

Return on equity 13.4% 3/8

Growth Is it getting bigger, or dying? 24/25

Revenue growth 21.9% 8/9

Earnings growth 163.9% 8/8

Expected profit change 195.1% 8/8

Value Is it cheap right now? 22/25

Forward P/E 11.4 9/10

PEG ratio 0.3 8/8

Analyst target upside 43.2% 5/7

Balance sheet Will it survive? 19/25

Debt / equity 38.4% 9/10

Current ratio 1.5 3/8

Free cash flow $285M 7/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-09-30. Research only — not financial advice.