Figure Technology Solutions, Inc. (FIGR): one to watch?

Fundamentals are genuinely strong, but persistent heavy insider selling and post-IPO lockup unwind make this too murky to call a clear bargain yet.

👀 WATCH Fundamentals76/100

Fell 21% in 9 trading day(s) — now $24.91

Why FIGR dropped

The drop is not one clean event — it's a multi-month grind down from a January IPO-era high of ~$78, driven by repeated waves of insider/executive stock sales (Form 144 filings, CEO and co-founder selling), a rate-driven pullback in high-growth fintech/crypto names, and a large new $600M debt offering, with earnings due Aug 13 still unresolved.

Fwd P/E 17.7Op margin 24.9%Rev growth 119.2%Debt/equity 102.5%Analyst upside 104.7%

How this scored 76/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 35.2%

✅ Generates cash Free cash flow $79M

✅ Not drowning in debt Debt/equity 102.5% — exempt (banks run on leverage by design)

✅ Can pay its bills Exempt (financials)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 24/25

Operating margin 24.9% 9/9

Net profit margin 35.2% 8/8

Return on equity 21.7% 7/8

Growth Is it getting bigger, or dying? 19/25

Revenue growth 119.2% 9/9

Earnings growth unknown 2/8

Expected profit change 72.0% 8/8

Value Is it cheap right now? 16/25

Forward P/E 17.7 7/10

PEG ratio unknown 2/8

Analyst target upside 104.7% 7/7

Balance sheet Will it survive? 17/25

Debt / equity 102.5% 5/10

Current ratio 1.9 5/8

Free cash flow $79M 7/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-08-03. Research only — not financial advice.