First BanCorp. (FBP): one to watch?

Not really a "crash" story — FBP already recovered from its 2008-era Puerto Rico banking crisis years ago and is now a solidly profitable bank trading near its highs.

👀 WATCH Fundamentals57/100

Down 87% from its all-time high of $199.95 — now $26.76

Why FBP dropped

The -86.6% figure is ancient history from the 2007-2009 financial crisis and Puerto Rico's banking meltdown (accounting issues, securities litigation, near-failure); today's -9.4% dip from a 30-day high has no identifiable bad news attached to it — earnings, dividends, and analyst targets have all been rising in 2026.

Fwd P/E 10.5Op margin 49.1%Rev growth 9.4%Debt/equity —Analyst upside 18.5%

How this scored 57/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 39.0%

✅ Generates cash Free cash flow unknown

✅ Not drowning in debt Debt/equity unknown — exempt (banks run on leverage by design)

✅ Can pay its bills Exempt (financials)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 23/25

Operating margin 49.1% 9/9

Net profit margin 39.0% 8/8

Return on equity 19.5% 6/8

Growth Is it getting bigger, or dying? 15/25

Revenue growth 9.4% 4/9

Earnings growth 24.4% 7/8

Expected profit change 7.5% 4/8

Value Is it cheap right now? 11/25

Forward P/E 10.5 9/10

PEG ratio 4.2 0/8

Analyst target upside 18.5% 2/7

Balance sheet Will it survive? 8/25

Debt / equity unknown 3/10

Current ratio unknown 2/8

Free cash flow unknown 2/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-09-29. Research only — not financial advice.