DLocal Limited (DLO): one to watch?

Cautious buy — the 2022 fraud scare that crushed the stock has largely been legally cleared, and the business is now growing fast with real profits, but scars remain.

👀 WATCH Fundamentals71/100

Down 79% from its all-time high of $67.97 — now $14.26

Why DLO dropped

DLO cratered 79% from its 2021 high mainly because of a November 2022 Muddy Waters short-seller report alleging fraud in its accounting and volume disclosures, plus a 2023 Argentine FX investigation scare — not because of a recent single-day crash.

Fwd P/E 12.6Op margin 15.7%Rev growth 54.9%Debt/equity 19.8%Analyst upside 25.2%

How this scored 71/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 15.8%

✅ Generates cash Free cash flow $396M

✅ Not drowning in debt Debt/equity 19.8% (limit 200%)

✅ Can pay its bills Current ratio 1.3 (needs 1+)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 20/25

Operating margin 15.7% 6/9

Net profit margin 15.8% 6/8

Return on equity 35.0% 8/8

Growth Is it getting bigger, or dying? 18/25

Revenue growth 54.9% 9/9

Earnings growth -6.7% 1/8

Expected profit change 76.3% 8/8

Value Is it cheap right now? 14/25

Forward P/E 12.6 9/10

PEG ratio unknown 2/8

Analyst target upside 25.2% 3/7

Balance sheet Will it survive? 19/25

Debt / equity 19.8% 10/10

Current ratio 1.3 2/8

Free cash flow $396M 7/7

🔒 Read the full AI analysis

Create a free account to unlock the bull case and the risks for DLO — plus today's other picks.

Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-07-23. Research only — not financial advice.