Citigroup Inc. (C): one to watch?

Watch — recent dip is just profit-taking after a beat-and-raise-adjacent quarter, but the 2006 peak comparison is meaningless nostalgia from the financial crisis.

👀 WATCH Fundamentals67/100

Down 76% from its all-time high of $557.00 — now $131.88

Why C dropped

The stock's -76% from its 2006 all-time high reflects the 2008 financial crisis and years of restructuring, not anything current; the recent -9.5% pullback from its 30-day high was triggered by a strong Q2 2026 earnings beat that nonetheless came with unchanged full-year return guidance and warnings of higher tech/restructuring spending in the second half, disappointing investors who expected a guidance raise.

Fwd P/E 10.3Op margin 36.2%Rev growth 14.5%Debt/equity —Analyst upside 17.2%

How this scored 67/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 21.8%

✅ Generates cash Free cash flow unknown

✅ Not drowning in debt Debt/equity unknown — exempt (banks run on leverage by design)

✅ Can pay its bills Exempt (financials)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 18/25

Operating margin 36.2% 9/9

Net profit margin 21.8% 8/8

Return on equity 8.5% 1/8

Growth Is it getting bigger, or dying? 22/25

Revenue growth 14.5% 6/9

Earnings growth 61.0% 8/8

Expected profit change 38.0% 8/8

Value Is it cheap right now? 19/25

Forward P/E 10.3 9/10

PEG ratio 0.7 7/8

Analyst target upside 17.2% 2/7

Balance sheet Will it survive? 8/25

Debt / equity unknown 3/10

Current ratio unknown 2/8

Free cash flow unknown 2/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-07-24. Research only — not financial advice.