Citigroup Inc. (C): one to watch?

Not a crash at all — Citi is near 3-year highs on a real turnaround, but it's a slow-growing bank trading fairly, not a screaming bargain.

👀 WATCH Fundamentals66/100

Down 75% from its all-time high of $557.00 — now $137.72

Why C dropped

The "-75% from all-time high" is stale 2008 financial-crisis history, not a recent drop; Citi is actually only 1.2% below its 30-day high after a multi-year turnaround under CEO Jane Fraser, including a $30 billion buyback and improving profitability.

Fwd P/E 10.7Op margin 36.2%Rev growth 15.5%Debt/equity —Analyst upside 12.2%

How this scored 66/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 21.8%

✅ Generates cash Free cash flow unknown

✅ Not drowning in debt Debt/equity unknown — exempt (banks run on leverage by design)

✅ Can pay its bills Exempt (financials)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 18/25

Operating margin 36.2% 9/9

Net profit margin 21.8% 8/8

Return on equity 8.5% 1/8

Growth Is it getting bigger, or dying? 22/25

Revenue growth 15.5% 6/9

Earnings growth 61.0% 8/8

Expected profit change 38.8% 8/8

Value Is it cheap right now? 18/25

Forward P/E 10.7 9/10

PEG ratio 0.6 8/8

Analyst target upside 12.2% 1/7

Balance sheet Will it survive? 8/25

Debt / equity unknown 3/10

Current ratio unknown 2/8

Free cash flow unknown 2/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-09-07. Research only — not financial advice.