American International Group, Inc. (AIG): one to watch?

Fairly priced insurer with real earnings momentum, but the "94.6% crash" is 17-year-old bailout scar tissue, not new information — no clear bargain today.

👀 WATCH Fundamentals65/100

Down 95% from its all-time high of $1453.00 — now $79.06

Why AIG dropped

AIG's stock never recovered from the 2008 financial crisis, when a $180B government bailout diluted shareholders massively; that is why it trades so far below its 2007 peak, not because of anything happening now. The recent price action (down just 2.5% from a 30-day high) shows no fresh crash — the stock has simply been rangebound.

Fwd P/E 8.9Op margin 18.6%Rev growth 1.4%Debt/equity 22.6%Analyst upside 12.0%

How this scored 65/100

✅ Passes all 4 hard checks — profitable, cash-generative, and financially survivable.

✅ Makes money Net profit margin 11.8%

✅ Generates cash Free cash flow $9.5B

✅ Not drowning in debt Debt/equity 22.6% — exempt (banks run on leverage by design)

✅ Can pay its bills Exempt (financials)

Bar length shows how much each metric is worth — a 10-point metric is twice as wide as a 5-point one. Hover any row for what it means.

Profitability Does it actually make money? 13/25

Operating margin 18.6% 7/9

Net profit margin 11.8% 5/8

Return on equity 7.7% 1/8

Growth Is it getting bigger, or dying? 16/25

Revenue growth 1.4% 2/9

Earnings growth 21.6% 6/8

Expected profit change 55.6% 8/8

Value Is it cheap right now? 19/25

Forward P/E 8.9 10/10

PEG ratio 0.7 8/8

Analyst target upside 12.0% 1/7

Balance sheet Will it survive? 17/25

Debt / equity 22.6% 10/10

Current ratio 0.6 0/8

Free cash flow $9.5B 7/7

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Analysis generated by SmartStonks's AI from public fundamentals and news, first flagged 2026-07-27. Research only — not financial advice.